How do I apply for Uber Credit Card?
Uber Credit Card: When the Uber Visa first launched, many people (myself included) were surprised to find that Uber wasn’t actually the most rewarding earning category. Thankfully, Barclays relaunched the Uber Credit Card on Oct. 28, 2019, with updated bonus categories.
If you were thinking about getting this card because you’re an avid Uber rider, this card is now a great option to maximize rewards on rides. But this card has more to offer than just rewards on your rideshare habits. Let’s walk through whether this card might be a good fit for you.
Uber Credit Card Login
Uber has partnered with Barclaycard to introduce the Uber Visa Card. The credit card is designed to appeal to the same type of consumers who use the ride-sharing service, but it could have even broader appeal than that. Loaded with high cash-back rates in appealing bonus categories and several interesting benefits, the Uber credit card might deserve a place in your wallet.
The Uber Visa Card may be rewarding for loyalists of the ride-share service, but its appeal is limited because of its inflexible redemption scheme, which only allows you to apply rewards to future Uber purchases.
That said, if you use Uber frequently and will make use of the Uber Cash you earn, the card may be a good choice since it also offers a decent rewards rate on dining and all sorts of travel purchases without a foreign transaction fee.
The Uber Visa card is most rewarding for those who spend a significant amount on Uber purchases. You’ll earn 5 percent back in Uber Cash on all Uber rides, JUMP bike and scooter rentals and UberEATS orders. This is a terrific rate and easily beats the rate offered by cards like the Chase Sapphire Reserve® (3 points per dollar on ride-shares) and the American Express® Green Card (3 points per dollar on ride-shares and other transit).
The card also earns 3 percent back in Uber Cash on restaurant, airfare, hotel and vacation home rentals, which is comparable to that of many no-annual-fee dining and travel credit cards – including the Capital One SavorOne Credit Card and Wells Fargo Propel American Express®card.
Keep in mind, however, that Uber Cash is not true cash back and can only be used for Uber purchases. Other rewards cards offer much more flexibility in how you redeem your points.
Though not the highest bonus you can find on a rewards card, the Uber Visa comes with a modest sign-up offer of $100 in Uber Cash for cardholders who spend $500 in the first 90 days. Luckily, the bonus is easy to earn, only requiring about $167 per month in spending.
Once you’ve earned at least 5,000 points on the Uber Visa card, you can redeem them for Uber Cash. You cannot choose any other redemption method like gift cards, a statement credit or deposit into your checking or savings account. Uber Cash can only be used toward future Uber purchases such as Uber rides or UberEATS purchases.
|Tip: Keep in mind that while you can use points earned on the Uber Visa Card for Uber credits, the points do not count toward your status in the Uber Rewards program. To advance through the program’s tiers, you’ll need to earn points by taking qualifying rides or making UberEATS orders.|
Uber Visa Credit Card
The Uber Visa Card is one of the best cashback credit cards, especially for the average consumer. It’s one of the most rewarding credit cards for online shopping we’ve seen. Users can get 2% back when using the card to pay for things online, including retailers like Amazon, Walmart, Best Buy, and Macy’s, and online streaming services like Netflix, Pandora, HBO Now and Apple Music.
|Good for…||Bad for…|
|Online shoppers||Those looking for a credit card with a big bonus|
|Travelers||Individuals with poor credit|
That’s just scratching the surface. The Uber Visa Card really shines when you use it to pay for airfare, hotels or restaurant purchases, including UberEats. It awards 3% and 4% in these categories respectively. These rewards rates rival what you’d earn through some of the best travel credit cards, including the Chase Sapphire Preferred® Card. What makes this card more astounding is that, despite having these top-notch rewards, the Uber Visa Card has no annual fee.
Uber Credit Card Benefits
While not exactly a benefit, the Uber Visa Card has no annual fee and no foreign transaction fee.
The card is likely to come with the same standard purchase protection, auto rental insurance, and fraud protection benefits as other Barclaycard credit cards.
On top of that, the Uber credit card offers the following unique benefits:
- Up to $600 for mobile-phone damage or theft. If you pay your cell-phone bill with the Uber Visa Card, you’re eligible for $600 in additional insurance with a $25 deductible. The coverage kicks in after all other insurance claims — home, property, and so on– are used up. You can make up to two claims per 12-month period.
- $50 subscription credit. Cardholders will receive one $50 credit for select subscription services per year after making $5,000 in purchases. Eligible subscription services include Apple Music, Pandora, Spotify, Amazon Music, Google Music, Audible, Sirius XM, Netflix, Hulu, HBO Now, DIRECTV Now, the membership fee for Amazon Prime, and Shoprunner.
- Exclusive event access. Cardholders may receive invitations to exclusive events and offers in select U.S. cities.
- Free FICO score. All Barclaycard credit cards include a free FICO score check, but it’s worth mentioning that this one does as well.
Applications for the credit card opened officially in November 2017. Uber users can apply directly from the app — perhaps while riding in an Uber. The app will automatically fill in the information Uber already has about you, such as name and address.
If approved instantly, the card will become available for use in the Uber app right away. Barclaycard will also mail you a physical card for use everywhere else.
As an alternative, consumers will be able to apply online.
Uber Credit Card Barclays
The Uber credit card offers a sign-up bonus of $100 after cardholders spend $500 within the first 90 days.
The sign-up bonus comes in the form of 10,000 points, which can be redeemed for cash back, gift cards, or Uber credit. Users will receive their bonus on their first statement following reaching the $500 spending requirement.
The Uber credit card earns rewards points in four different tiers.
- 4% back on dining. This category includes uberEATS food delivery, as well as regular spending at restaurants, bars, and fast food.
- 3% back on hotels, airfare, and travel agencies. This is a slightly limited travel category, but it includes things such as Airbnb reservations. Notably, Uber’s flagship service isn’t included in this category.
- 2% back on eligible digital net purchases which includes purchases that occur online or in a mobile device, video, and music streaming services, and Uber. Utilities or contracted services. are excluded from online transactions.
1% back on everything else. Uber’s decision to offer cash back instead of just Uber credit is noteworthy. It makes this more like regular cash-back credit cards than a special Uber credit card. It should help attract a broader audience than those who use Uber on a regular basis.
At the Money 20/20 conference where Uber announced the card, management said it was focusing on establishing long-term users. That explains the substandard sign-up bonus, thus avoiding bonus chasers, and the incentives to spend $5,000 annually and use it to pay your phone bill every month.
Uber may be able to do more with consumer credit card data than most other companies offering co-branded credit cards. Thus, the bonus categories are highly appealing, especially for Uber’s typical users. That makes the Uber Visa Card a cash-back credit card worthy of your consideration.
This may be the perfect cash back card! That’s because it packs in $1,148 of value. Cardholders can earn up to 5% cash back, double rewards in the first year, and avoid interest well into 2020. With such a deep bench of perks, you’ll wonder how this card packs in a $0 annual fee. Best yet, you can apply and get a decision in two minutes. Learn more with our in-depth review.
Is the uber credit card good?
Bottom Line. The Uber Visa card is great for those who love to dine out or order in with a 4x earning per dollar, but the rewards are pretty limiting with only cash back, Uber cash and gift cards as options. There are much more lucrative rewards out there on other cards, but those typically come with annual fees.
What credit score do you need for Uber credit card?
Uber Visa Card is a cashback credit card issued by Barclays. This card is designed for people with good credit. The minimum credit score to apply is 690. If you‘re wondering whether Uber Visa Card is the right card for you, read on.